Mortgage advice that fits your life in South Wales
Buying your first home, moving or remortgaging? For over 20 years, Bright Financial Affiliates has helped people across Wales and the West find the right mortgage and protect it properly.
- Over 20 years' experience
- Free initial consultation
- Home visits available
Your home may be repossessed if you do not keep up repayments on your mortgage.
What might my monthly payment be?
Everything you need to buy, protect and plan
From your first mortgage appointment to the day you collect the keys, and the cover that protects it all afterwards.
Mortgages
First home or next move, we find a mortgage that fits your budget and plans, then guide you through to completion.
Find out moreRemortgaging
Deal ending soon? We review your options early, so you are not left drifting onto your lender's standard variable rate.
Find out moreSecond charge loans
Release equity for home improvements or other plans without disturbing the rate on your existing mortgage.
Find out moreBridging finance
Short-term finance when timing matters, such as buying before you sell or purchasing at auction.
Find out moreLife & critical illness
Help make sure your mortgage and your family's future are protected if the worst happens.
Find out moreIncome & health cover
Protect your income if illness or injury stops you working, and explore private health insurance.
Find out moreBuildings & contents
Cover your home and belongings against risks such as fire, flood, storm damage and burglary.
Find out moreWills & Power of Attorney
Put your affairs in order with a professionally drafted will and Lasting Power of Attorney.
Find out morePensions, investments & equity release
We can introduce you to our trusted partner, Personal Wealth Management South Wales Ltd (FCA 784785), for specialist advice.
Advice that starts with you, not a product
Every recommendation is built around your circumstances, budget and plans. We take time to understand what you want to achieve, explain your options in plain English and stay with you right through to completion.
- Tailored to your needs. We search a wide range of lenders and providers for options that suit you.
- Clear on costs. Your first consultation is free and any advice fee is explained before you apply.
- We come to you. Home visits are available if you cannot get to our office.
- Joined-up help. We can source a conveyancer for you, often for less than going to a solicitor direct.
A simple, supported process
Mortgages can feel complicated. Our job is to make each step clear and to do the heavy lifting for you.
Free initial chat
Tell us what you are planning. We explain how we work, what it may cost and what you will need.
We research your options
We look at your income, outgoings and goals, then search lenders and providers for options that suit you.
Clear recommendation
We explain our recommendation in plain English, then handle the application and paperwork for you.
Completion and beyond
We keep you updated through to completion, then help you review your mortgage and cover as life changes.
Run the numbers before you speak to us
Get a feel for monthly payments, what you might be able to borrow and the Stamp Duty or Land Transaction Tax due on a purchase in Wales or England. Then talk to us for advice based on your circumstances.
What our clients say
We are proud of the service we give. Read genuine reviews from clients across South Wales.
See what clients say about us on Google
Read reviews from people we have helped buy, move, remortgage and protect their homes.
Also reviewed on Yell
Find more client feedback on our Yell business listing.
Advisers across South Wales and the West
Our office is on the High Street in Newbridge, and our advisers live and work locally. We are happy to travel further if you need us to.
Send us an enquiry
Tell us a little about what you are planning and one of our advisers will get back to you.
- Call us029 2175 0500
- Email usenquiries@brightfa.co.uk
- Visit us20 High Street, Newbridge, Newport NP11 4EZ
Your home may be repossessed if you do not keep up repayments on your mortgage.